*,:before,:after{--tw-border-spacing-x: 0;--tw-border-spacing-y: 0;--tw-translate-x: 0;--tw-translate-y: 0;--tw-rotate: 0;--tw-skew-x: 0;--tw-skew-y: 0;--tw-scale-x: 1;--tw-scale-y: 1;--tw-pan-x: ;--tw-pan-y: ;--tw-pinch-zoom: ;--tw-scroll-snap-strictness: proximity;--tw-gradient-from-position: ;--tw-gradient-via-position: ;--tw-gradient-to-position: ;--tw-ordinal: ;--tw-slashed-zero: ;--tw-numeric-figure: ;--tw-numeric-spacing: ;--tw-numeric-fraction: ;--tw-ring-inset: ;--tw-ring-offset-width: 0px;--tw-ring-offset-color: #fff;--tw-ring-color: rgb(59 130 246 / .5);--tw-ring-offset-shadow: 0 0 #0000;--tw-ring-shadow: 0 0 #0000;--tw-shadow: 0 0 #0000;--tw-shadow-colored: 0 0 #0000;--tw-blur: ;--tw-brightness: ;--tw-contrast: ;--tw-grayscale: ;--tw-hue-rotate: ;--tw-invert: ;--tw-saturate: ;--tw-sepia: ;--tw-drop-shadow: ;--tw-backdrop-blur: ;--tw-backdrop-brightness: ;--tw-backdrop-contrast: ;--tw-backdrop-grayscale: ;--tw-backdrop-hue-rotate: ;--tw-backdrop-invert: ;--tw-backdrop-opacity: ;--tw-backdrop-saturate: ;--tw-backdrop-sepia: ;--tw-contain-size: ;--tw-contain-layout: ;--tw-contain-paint: ;--tw-contain-style: }::backdrop{--tw-border-spacing-x: 0;--tw-border-spacing-y: 0;--tw-translate-x: 0;--tw-translate-y: 0;--tw-rotate: 0;--tw-skew-x: 0;--tw-skew-y: 0;--tw-scale-x: 1;--tw-scale-y: 1;--tw-pan-x: ;--tw-pan-y: ;--tw-pinch-zoom: ;--tw-scroll-snap-strictness: proximity;--tw-gradient-from-position: ;--tw-gradient-via-position: ;--tw-gradient-to-position: ;--tw-ordinal: ;--tw-slashed-zero: ;--tw-numeric-figure: ;--tw-numeric-spacing: ;--tw-numeric-fraction: ;--tw-ring-inset: ;--tw-ring-offset-width: 0px;--tw-ring-offset-color: #fff;--tw-ring-color: rgb(59 130 246 / .5);--tw-ring-offset-shadow: 0 0 #0000;--tw-ring-shadow: 0 0 #0000;--tw-shadow: 0 0 #0000;--tw-shadow-colored: 0 0 #0000;--tw-blur: ;--tw-brightness: ;--tw-contrast: ;--tw-grayscale: ;--tw-hue-rotate: ;--tw-invert: ;--tw-saturate: ;--tw-sepia: ;--tw-drop-shadow: ;--tw-backdrop-blur: ;--tw-backdrop-brightness: ;--tw-backdrop-contrast: ;--tw-backdrop-grayscale: ;--tw-backdrop-hue-rotate: ;--tw-backdrop-invert: ;--tw-backdrop-opacity: ;--tw-backdrop-saturate: ;--tw-backdrop-sepia: ;--tw-contain-size: ;--tw-contain-layout: ;--tw-contain-paint: ;--tw-contain-style: }*,:before,:after{box-sizing:border-box;border-width:0;border-style:solid;border-color:#e5e7eb}:before,:after{--tw-content: ""}html,:host{line-height:1.5;-webkit-text-size-adjust:100%;-moz-tab-size:4;tab-size:4;font-family:ui-sans-serif,system-ui,sans-serif,"Apple Color Emoji","Segoe UI Emoji",Segoe UI Symbol,"Noto Color Emoji";font-feature-settings:normal;font-variation-settings:normal;-webkit-tap-highlight-color:transparent}body{margin:0;line-height:inherit}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,Liberation Mono,Courier New,monospace;font-feature-settings:normal;font-variation-settings:normal;font-size:1em}small{font-size:80%}sub,sup{font-size:75%;line-height:0;position:relative;vertical-align:baseline}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}button,input,optgroup,select,textarea{font-family:inherit;font-feature-settings:inherit;font-variation-settings:inherit;font-size:100%;font-weight:inherit;line-height:inherit;letter-spacing:inherit;color:inherit;margin:0;padding:0}button,select{text-transform:none}button,input:where([type=button]),input:where([type=reset]),input:where([type=submit]){-webkit-appearance:button;background-color:transparent;background-image:none}:-moz-focusring{outline:auto}:-moz-ui-invalid{box-shadow:none}progress{vertical-align:baseline}::-webkit-inner-spin-button,::-webkit-outer-spin-button{height:auto}[type=search]{-webkit-appearance:textfield;outline-offset:-2px}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-file-upload-button{-webkit-appearance:button;font:inherit}summary{display:list-item}blockquote,dl,dd,h1,h2,h3,h4,h5,h6,hr,figure,p,pre{margin:0}fieldset{margin:0;padding:0}legend{padding:0}ol,ul,menu{list-style:none;margin:0;padding:0}dialog{padding:0}textarea{resize:vertical}input::placeholder,textarea::placeholder{opacity:1;color:#9ca3af}button,[role=button]{cursor:pointer}:disabled{cursor:default}img,svg,video,canvas,audio,iframe,embed,object{display:block;vertical-align:middle}img,video{max-width:100%;height:auto}[hidden]:where(:not([hidden=until-found])){display:none}:root{color-scheme:dark light;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;--font-display: "Poppins", "Inter", sans-serif;--surface: #0b0b0c;--surface-alt: rgba(16, 16, 18, .78);--surface-card: rgba(20, 20, 22, .9);--surface-elevated: rgba(28, 28, 30, .76);--surface-highlight: rgba(235, 235, 235, .08);--border: rgba(120, 120, 120, .18);--shadow-soft: 0 24px 40px rgba(0, 0, 0, .45);--accent: #d2d2cf;--accent-soft: rgba(210, 210, 207, .22);--accent-strong: #f5f5f4;--text-main: #f5f5f5;--text-muted: #9a9a9a;--text-soft: rgba(230, 230, 230, .64);--text-faint: rgba(180, 180, 180, .42);--glass-stroke: rgba(210, 210, 207, .18);--gradient-bg: radial-gradient(circle at top left, rgba(220, 220, 220, .08), transparent 45%), radial-gradient(circle at bottom right, rgba(96, 96, 96, .18), transparent 40%), #080808;--principal-color: rgba(223, 223, 220, .78);--interest-color: rgba(153, 177, 255, .7);--savings-positive: #f3f3f2;--savings-negative: #ffb4a6;--input-bg: rgba(12, 12, 14, .6);--input-border: rgba(210, 210, 207, .16);--input-bg-focus: rgba(18, 18, 20, .72);--input-text: #f5f5f5}:root[data-theme=light]{--surface: #f4f4f3;--surface-alt: rgba(255, 255, 255, .88);--surface-card: rgba(255, 255, 255, .96);--surface-elevated: rgba(255, 255, 255, .9);--surface-highlight: rgba(0, 0, 0, .04);--border: rgba(58, 58, 58, .12);--shadow-soft: 0 18px 34px rgba(0, 0, 0, .12);--accent: #3a3a3a;--accent-soft: rgba(58, 58, 58, .16);--accent-strong: #161616;--text-main: #1a1a1a;--text-muted: #5c5c5c;--text-soft: rgba(70, 70, 70, .68);--text-faint: rgba(52, 52, 52, .4);--glass-stroke: rgba(0, 0, 0, .08);--gradient-bg: radial-gradient(circle at top left, rgba(0, 0, 0, .06), transparent 45%), radial-gradient(circle at bottom right, rgba(96, 96, 96, .08), transparent 40%), #f4f4f3;--principal-color: rgba(60, 60, 60, .88);--interest-color: rgba(120, 134, 214, .6);--savings-positive: #14532d;--savings-negative: #b42318;--input-bg: rgba(255, 255, 255, .92);--input-border: rgba(0, 0, 0, .1);--input-bg-focus: rgba(255, 255, 255, 1);--input-text: #0f172a}body{margin:0;min-height:100vh;background:var(--gradient-bg);color:var(--text-main);line-height:1.7;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}a:focus-visible{outline:2px solid var(--accent);outline-offset:4px}::selection{background:#d2d2cf47;color:#080808}.app-shell{min-height:100vh;background:var(--gradient-bg);color:var(--text-main);display:flex;flex-direction:column}.site-header{position:static;width:100%;max-width:960px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:16px 24px 0}.site-logo-link{display:inline-flex;align-items:center}.site-logo{height:36px;width:auto;object-fit:contain}.app-main{flex:1 1 auto;padding-top:48px;padding-bottom:64px}.app-container{width:min(960px,calc(100% - 32px));margin:0 auto}.app-grid{display:grid;gap:24px;align-items:start}@media (min-width: 1280px){.app-grid{grid-template-columns:340px 1fr}}.app-badge{border-radius:999px;border:1px solid var(--glass-stroke);background:var(--surface-highlight);color:var(--text-muted);letter-spacing:.18em;display:inline-flex;align-items:center}.surface-card{border-radius:24px;background:var(--surface-card);border:1px solid var(--glass-stroke);box-shadow:var(--shadow-soft);-webkit-backdrop-filter:blur(24px);backdrop-filter:blur(24px)}.surface-card--muted{background:var(--surface-alt)}.app-input{width:100%;border-radius:16px;border:1px solid var(--input-border);background:var(--input-bg);color:var(--input-text);padding:.85rem 1.1rem;font-size:1rem;line-height:1.5;transition:border-color .2s ease,box-shadow .2s ease,background .2s ease}.app-input:hover{border-color:#d2d2cf52}.app-input:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px #d2d2cf29;background:var(--input-bg-focus)}.app-input::placeholder{color:var(--text-soft)}.app-input:disabled{opacity:.6;cursor:not-allowed}.helper-text{color:var(--text-faint)}.option-toggle{margin-top:24px;display:grid;gap:12px}.option-toggle:first-of-type{margin-top:20px}.toggle-control{display:inline-flex;align-items:center;gap:.6rem;font-size:.92rem;color:var(--text-muted)}.toggle-control input[type=checkbox]{width:20px;height:20px;border-radius:6px;border:1px solid var(--glass-stroke);background:var(--surface-highlight);accent-color:var(--accent)}.option-fields{display:grid;gap:14px}.summary-header{display:flex;flex-direction:column;gap:16px;margin-bottom:24px}@media (min-width: 640px){.summary-header{flex-direction:row;justify-content:space-between;align-items:flex-start}}.summary-header__info{display:grid;gap:10px}.summary-method-toggle{margin-bottom:18px;align-self:flex-start;margin-left:auto}@media (min-width: 640px){.summary-method-toggle{margin-bottom:0;align-self:flex-start}}.metric-card{border-radius:24px;border:1px solid var(--glass-stroke);background:var(--surface-card);padding:1.5rem;box-shadow:var(--shadow-soft)}.metric-card--accent{border-color:var(--accent-soft);background:linear-gradient(160deg,rgba(210,210,207,.16),transparent 60%),var(--surface-card)}.metric-card__header{display:flex;align-items:center;justify-content:space-between;gap:.35rem .75rem;font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;color:var(--text-muted)}.metric-card__header span{white-space:nowrap}.metric-card__chip{border-radius:999px;padding:.25rem .75rem;font-size:.62rem;font-weight:700;letter-spacing:.12em;border:1px solid var(--glass-stroke);background:var(--surface-highlight);color:var(--accent-strong)}.metric-card__subtitle{margin-top:.85rem;font-size:.82rem;color:var(--text-muted)}.metric-card__value{margin-top:.35rem;font-size:1.8rem;font-weight:600;font-family:var(--font-display)}.metric-card__list{margin-top:1.1rem;display:grid;gap:.45rem;font-size:.92rem}.metric-card__row{display:flex;justify-content:space-between;gap:1rem;color:var(--text-muted)}.metric-card__row dt,.metric-card__row dd{margin:0;white-space:nowrap}.metric-card__row dd{color:var(--accent-strong);font-weight:600}.summary-note{margin-top:18px;padding:12px 16px;border-radius:16px;background:var(--surface-highlight);border:1px solid var(--glass-stroke);color:var(--text-muted);font-size:.92rem}.summary-delta{margin-top:12px;font-size:.92rem;color:var(--text-muted)}.action-bar{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.65rem}.action-button{display:inline-flex;align-items:center;gap:.5rem;padding:.6rem 1.4rem;border-radius:999px;border:1px solid var(--glass-stroke);background:var(--surface-highlight);color:var(--accent-strong);font-size:.78rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;cursor:pointer;transition:background .2s ease,border-color .2s ease,color .2s ease}.action-button:focus-visible,.action-button:hover{border-color:#d2d2cf47;background:#d2d2cf33;outline:none}.timeline-header{display:flex;flex-direction:column;gap:16px}@media (min-width: 640px){.timeline-header{flex-direction:row;justify-content:space-between;align-items:center}}.method-toggle{display:inline-flex;align-items:center;border-radius:999px;border:1px solid var(--glass-stroke);background:var(--surface-highlight);padding:.25rem;gap:.25rem}.method-toggle__btn{border:none;background:transparent;border-radius:999px;padding:.45rem 1.2rem;font-size:.75rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--text-soft);cursor:pointer;transition:background .2s ease,color .2s ease,box-shadow .2s ease;white-space:nowrap}.method-toggle__btn.is-active{background:#d2d2cf1f;color:var(--accent-strong);box-shadow:0 0 0 1px #d2d2cf38}.legend-list{display:inline-flex;align-items:center;gap:1.25rem;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--text-soft)}.legend-dot{width:28px;height:8px;border-radius:999px}.legend-dot--principal{background:var(--principal-color)}.legend-dot--interest{background:var(--interest-color)}.discount-badge{display:inline-flex;align-items:center;justify-content:center;margin-left:8px;padding:2px 8px;border-radius:999px;font-size:.65rem;letter-spacing:.16em;text-transform:uppercase;background:#38bdf82e;color:#38bdf8f2}.discount-row{background:#38bdf80f}.discount-row:hover{background:#38bdf81f}.floating-note{margin-top:10px}.progress-track{display:flex;width:100%;height:8px;border-radius:999px;overflow:hidden;background:#ffffff0d}.progress-track__principal{background:var(--principal-color);height:100%}.progress-track__interest{background:var(--interest-color);height:100%}.table-wrapper{border-radius:24px;border:1px solid var(--glass-stroke);background:var(--surface-card);box-shadow:var(--shadow-soft);-webkit-backdrop-filter:blur(22px);backdrop-filter:blur(22px)}.table-scroll{max-height:440px;overflow:auto;padding-right:6px}.table-surface{width:100%;border-collapse:separate;border-spacing:0;font-size:.92rem}.table-surface thead th{position:sticky;top:0;background:var(--surface-alt);color:var(--text-soft);text-transform:uppercase;letter-spacing:.16em;font-size:.65rem;text-align:left;padding:.75rem .75rem .6rem;z-index:5;white-space:nowrap}.table-surface tbody td{padding:.85rem .75rem;border-bottom:1px solid rgba(255,255,255,.06);color:var(--text-main);vertical-align:top}.table-surface tbody tr:last-child td{border-bottom:none}.table-surface tbody tr:hover{background:#ffffff0a}.savings-positive{color:var(--savings-positive)}.savings-negative{color:var(--savings-negative)}.theme-toggle{display:inline-flex;align-items:center;gap:.55rem;padding:.45rem 1rem;border-radius:999px;border:1px solid var(--glass-stroke);background:var(--surface-highlight);color:var(--accent-strong);font-size:.78rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;cursor:pointer;transition:background .2s ease,color .2s ease,border-color .2s ease}.theme-toggle:hover,.theme-toggle:focus-visible{border-color:#d2d2cf47;background:#d2d2cf2e;outline:none}.theme-toggle__icon{font-size:1rem;line-height:1}.theme-toggle__text{font-size:.74rem;letter-spacing:.08em}.site-footer{margin-top:auto;padding:32px 0 48px;text-align:center;font-size:.85rem;color:var(--text-muted)}.mb-5{margin-bottom:1.25rem}.mt-2{margin-top:.5rem}.mt-3{margin-top:.75rem}.mt-4{margin-top:1rem}.mt-6{margin-top:1.5rem}.block{display:block}.flex{display:flex}.inline-flex{display:inline-flex}.table{display:table}.grid{display:grid}.max-w-3xl{max-width:48rem}.flex-col{flex-direction:column}.items-center{align-items:center}.justify-between{justify-content:space-between}.gap-10{gap:2.5rem}.gap-2{gap:.5rem}.gap-4{gap:1rem}.gap-6{gap:1.5rem}.gap-8{gap:2rem}.space-y-2>:not([hidden])~:not([hidden]){--tw-space-y-reverse: 0;margin-top:calc(.5rem * calc(1 - var(--tw-space-y-reverse)));margin-bottom:calc(.5rem * var(--tw-space-y-reverse))}.space-y-4>:not([hidden])~:not([hidden]){--tw-space-y-reverse: 0;margin-top:calc(1rem * calc(1 - var(--tw-space-y-reverse)));margin-bottom:calc(1rem * var(--tw-space-y-reverse))}.space-y-5>:not([hidden])~:not([hidden]){--tw-space-y-reverse: 0;margin-top:calc(1.25rem * calc(1 - var(--tw-space-y-reverse)));margin-bottom:calc(1.25rem * var(--tw-space-y-reverse))}.p-10{padding:2.5rem}.p-6{padding:1.5rem}.px-4{padding-left:1rem;padding-right:1rem}.py-1{padding-top:.25rem;padding-bottom:.25rem}.text-center{text-align:center}.text-right{text-align:right}.text-3xl{font-size:1.875rem;line-height:2.25rem}.text-\[11px\]{font-size:11px}.text-base{font-size:1rem;line-height:1.5rem}.text-lg{font-size:1.125rem;line-height:1.75rem}.text-sm{font-size:.875rem;line-height:1.25rem}.text-xl{font-size:1.25rem;line-height:1.75rem}.text-xs{font-size:.75rem;line-height:1rem}.font-medium{font-weight:500}.font-semibold{font-weight:600}.uppercase{text-transform:uppercase}.leading-relaxed{line-height:1.625}.tracking-\[0\.14em\]{letter-spacing:.14em}.tracking-\[0\.18em\]{letter-spacing:.18em}.tracking-tight{letter-spacing:-.025em}@media (min-width: 640px){.sm\:grid-cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}.sm\:grid-cols-\[minmax\(0\,1fr\)\,140px\]{grid-template-columns:minmax(0,1fr) 140px}.sm\:text-4xl{font-size:2.25rem;line-height:2.5rem}.sm\:text-lg{font-size:1.125rem;line-height:1.75rem}}
